Now more than ever, it is important for you to maintain and grow your savings.
For a limited time, we’re offering our members the opportunity to take advantage of a 0.75% APY* 11-Month No Penalty Certificate. Along with a great rate, this No Penalty Certificate also gives you a bit of peace of mind. Should you need your funds before your term is up, you will be able to access them without penalty.
As a member of our cooperative community, we want to make sure you have the resources available to continue to grow your funds where possible and continue down your path towards financial wellness.
USALLIANCE is a non-profit, membership-based, full-service financial organization.
After expenses and reserves are set aside, profits are distributed back to members. These come in the form of higher returns and lower rates and fees, as well as free or low-cost services.
We do not answer to stock holders; we don’t have any. Each member holds a share of ownership. Our decisions are aimed to better the lives of each and every member.
Whether you’re looking for a checking account, credit card, retirement savings, or insurance, we’ve got you covered. We offer a full suite of products and services to help you achieve your financial goals.
Our mission is to help our members learn how to achieve personal financial independence and wellness. We offer many tools to help you save, budget, and better understand your finances.
*APY = Annual Percentage Yield. Advertised yield rate is effective as of May 27, 2020 and subject to change without notice. Minimum deposit is $500. Certificate Account dividends are compounded daily and credited monthly on the last calendar day of the month. The APY for all accounts is based on an assumption that dividends will remain in the account until maturity (or 11 months). A withdrawal prior to maturity will reduce earnings due to lost compounding of dividends and therefore your APY will be lower than the disclosed yield. An early withdrawal of principal requested prior to the maturity date will be processed as an account closeout for the entire balance with no early withdrawal penalty imposed. Withdrawals and account closeouts are not permitted to be made within the first 7 calendar days of opening the account, beginning on the date of deposit. Partial early withdrawals are not permitted during the term of this certificate. The No Penalty Certificate is not available for retirement certificates (IRAs). These accounts may be subject to other conditions detailed in our Truth in Savings Disclosure and Membership Agreement, Certificate Account Disclosure, and Fees and Service Charges Schedule.