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A safe place to grow your funds, a rate you can trust

Now more than ever, it is important for you to maintain and grow your savings.

For a limited time, we’re offering our members the opportunity to take advantage of a 0.75% APY* 11-Month No Penalty Certificate. Along with a great rate, this No Penalty Certificate also gives you a bit of peace of mind. Should you need your funds before your term is up, you will be able to access them without penalty.

As a member of our cooperative community, we want to make sure you have the resources available to continue to grow your funds where possible and continue down your path towards financial wellness.


11-Month No Penalty Certificate

Special Rate


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Experience the Cooperative Difference

  • 5,900+ Shared Co-op Branches
  • 30,000 Surcharge-free ATMs
  • 14 USALLIANCE Branches

  • 120,000+ USALLIANCE Members


USALLIANCE is a non-profit, membership-based, full-service financial organization.
After expenses and reserves are set aside, profits are distributed back to members. These come in the form of higher returns and lower rates and fees, as well as free or low-cost services.

Member Focused

We do not answer to stock holders; we don’t have any. Each member holds a share of ownership. Our decisions are aimed to better the lives of each and every member.

Full Service

Whether you’re looking for a checking account, credit card, retirement savings, or insurance, we’ve got you covered. We offer a full suite of products and services to help you achieve your financial goals.

Financial Wellness

Our mission is to help our members learn how to achieve personal financial independence and wellness. We offer many tools to help you save, budget, and better understand your finances.