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A great rate with a term that works for you.

Whether you’re looking to save for the short or long term, we have a great rate for you!

For a limited time, we’re offering 0.85% APY* on a 12- or 18-month Certificate account. You choose the term that works best for you.

Our Certificate Accounts have terms that range from 3 months to 5 years, with a minimum earning deposit of only $500! Plus, as with all our savings products, your funds are federally insured up to $250,000 by the NCUA.

Our Certificate Accounts have terms that range from 3 months to 5 years, with a minimum earning deposit of only $500! Plus, as with all our savings products, your funds are federally insured up to $250,000 by the NCUA. To see our full range of terms and rates click here.

Certificate Specials

12 Month Certificate

0.85%APY*

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18 Month Certificate

0.85%APY*

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Experience the Cooperative Difference

  • 5,900+ Shared Co-op Branches
  • 30,000 Surcharge-free ATMs
  • 14 USALLIANCE Branches

  • 120,000+ USALLIANCE Members
USALLIANCE Co-op Map

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USALLIANCE is a non-profit, membership-based, full-service financial organization.
After expenses and reserves are set aside, profits are distributed back to members. These come in the form of higher returns and lower rates and fees, as well as free or low-cost services.

Member Focused

We do not answer to stock holders; we don’t have any. Each member holds a share of ownership. Our decisions are aimed to better the lives of each and every member.

Full Service

Whether you’re looking for a checking account, credit card, retirement savings, or insurance, we’ve got you covered. We offer a full suite of products and services to help you achieve your financial goals.

Financial Wellness

Our mission is to help our members learn how to achieve personal financial independence and wellness. We offer many tools to help you save, budget, and better understand your finances.