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Use Promo Code 250CHECK23 to redeem offer.

This offer is only valid for new MyLife Checking or new MyLife Fresh Start Checking accounts opened on or after January 1, 2023. To qualify for this promotion, the following criteria must be met:

direct ceposit icon

Direct deposit(s) totaling a minimum of $2000 per month must be initiated within the first 60 days of account opening and is required for (3) three consecutive months after account opening.

money icon The qualifying account must maintain an average minimum monthly balance of at least $500.
– OR –
debit card icon The account must make at least 25 debit card purchase transactions per month for (3) three consecutive months, beginning within 60 days of account opening.

Your new checking account will be credited $250 within 30 days of completing the qualifying criteria!

Why Choose a MyLife Checking Account?

  • Get Paid Early with Early Pay Direct Deposit
  • No monthly maintenance fees
  • No minimum balance requirements
  • Your FREE monthly credit score
  • A sleek contactless card
  • Mobile wallet compatibility

Experience the Cooperative Difference

  • 5,600+ Shared Co-op Branches
  • 30,000 Surcharge-free ATMs
  • 11 USALLIANCE Branches

  • 137,000+ USALLIANCE Members


USALLIANCE is a non-profit, membership-based, full-service financial organization.
After expenses and reserves are set aside, profits are distributed back to members. These come in the form of higher returns and lower rates and fees, as well as free or low-cost services.

Member Focused

We do not answer to stock holders; we don’t have any. Each member holds a share of ownership. Our decisions are aimed to better the lives of each and every member.

Full Service

Whether you’re looking for a checking account, credit card, retirement savings, or insurance, we’ve got you covered. We offer a full suite of products and services to help you achieve your financial goals.

Financial Wellness

Our mission is to help our members learn how to achieve personal financial independence and wellness. We offer many tools to help you save, budget, and better understand your finances.