3.20% APY*

High Dividend Savings

Open now and save with a great rate!
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Federally Insured by NCUA
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Save with a Great Rate
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No Maintenance Fees
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What are you saving for?

At USALLIANCE Financial, we are committed to helping you reach your savings goals, and to help you reach them faster we’ve created the High Dividend Savings account or HDSA.

A True Variable Rate

Our HDSAs have a true variable rate1, which means that we are constantly reviewing our rates to ensure you’re always getting the best rate possible.

A Hassle-Free Way to Boost Your Savings

With no withdrawal fees and no monthly maintenance fees, you can enjoy a great rate and watch your savings grow worry-free.

Save More, Earn More.

  • 3.20% APY
  • Interest compounds daily, paid monthly
  • $500 minimum balance to earn dividends
  • Insured up to $250,000 by NCUA
  • No withdrawal fees
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Open your High Dividend Savings account today!

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What our members say:

Great Customer Service!

“USALLIANCE has been a great experience from a financial stand point. They have allowed me to rebuild my credit history when no one else would. Highly recommend the Credit Union to family and friends.”

- Kari

I Would Recommend

"The overall services from USALLIANCE was EXCELLENT. Thank you again for all your services. 👍"

- Tricia

Experience the Cooperative Difference

USALLIANCE is a non-profit, membership based, full-service financial organization.

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Member Focused

We do not answer to stock holders; we don't have any. Each member holds a share of ownership. Our decisions are aimed to better the lives of each and every member.

Learn more about the cooperative difference

1 - High Dividend Savings is a variable rate savings account. Rate valid as of 6/17/2026, rate is subject to change after the account is opened. Dividends are calculated and compounded daily and credited monthly on the last calendar day of each month. Minimum balance of $500 is required to earn dividends. Fees may reduce earnings on account.