Welcome to USALLIANCE | OELS | USALLIANCE Financial

Open your MyLife Checking account

Get paid up to two days early when you set up Direct Deposit.¹
No monthly maintenance fees or minimum balance requirements
A free monthly credit score
Federally insured by the NCUA up to $250,000

How to set up your MyLife Checking account with direct deposit

Step One: Make note of your new USALLIANCE account number and routing number.
Step Two: Enroll in or update your payroll direct deposit on your Employee Portal.
Step Three: Verifyyour first direct deposit by comparing it to your paystub (also available on your Employee Portal).

Experience the Cooperative Difference

5,600+ Shared Co-op Branches
30,000 Surcharge-free ATMs
9 USALLIANCE Branches
137,000+ USALLIANCE Members

USALLIANCE is a non-profit, membership-based, full-service financial organization.
After expenses and reserves are set aside, profits are distributed back to members. These come in the form of higher returns and lower rates and fees, as well as free or low-cost services.

Member Focused

We do not answer to stock holders; we don’t have any. Each member holds a share of ownership. Our decisions are aimed to better the lives of each and every member.

Full Service

Whether you’re looking for a checking account, credit card, retirement savings, or insurance, we’ve got you covered. We offer a full suite of products and services to help you achieve your financial goals.

Financial Wellness

Our mission is to help our members learn how to achieve personal financial independence and wellness. We offer many tools to help you save, budget, and better understand your finances.

Please refer to USALLIANCE's Truth-in-Savings Disclosure and Membership Agreement, and Fee Schedule for important information and disclosures.

¹ Early Pay Direct Deposit is a benefit provided by USALLIANCE Financial and is not guaranteed; early deposit may be up to two days early of your actual payment settlement day but is contingent upon the receipt and successful processing of the deposit from your payor/employer. USALLIANCE Financial does not have control over when your funds are received from or sent by your payor/employer. For questions regarding your payment date, please speak with your payor/employer.

² Apple Watch and Apple Pay are registered trademarks of Apple Inc. Google Pay is a trademark of Google Inc. Samsung Pay is a registered trademark of Samsung Electronics Co., Ltd.

³ To qualify for the ATM fee rebate, a recurring ACH direct deposit from an employer payroll deposit, social security, or pension must post to your MyLife Checking Account at least once every three months (90 days). Bank ACH transfers, account-to-account or person-to-person external or internal ACH transfers, and ACH transfers using online or mobile payment systems (i.e. PayPal, Venmo, Cash App, etc.) do not qualify. The rebate of non-USALLIANCE ATM surcharge fees will credit to your MyLife Checking Account on the last calendar day of each qualifying month. The maximum rebate amount is $10.00 per month. USALLIANCE reserves the right to cancel or modify the ATM fee rebate terms at any time with or without prior notice.

Welcome to USALLIANCE Financial!