USALLIANCE is a non-profit, membership-based, full-service financial organization.
After expenses and reserves are set aside, profits are distributed back to members. These come in the form of higher returns and lower rates and fees, as well as free or low-cost services.
We do not answer to stock holders; we don’t have any. Each member holds a share of ownership. Our decisions are aimed to better the lives of each and every member.
Whether you’re looking for a checking account, credit card, retirement savings, or insurance, we’ve got you covered. We offer a full suite of products and services to help you achieve your financial goals.
Our mission is to help our members learn how to achieve personal financial independence and wellness. We offer many tools to help you save, budget, and better understand your finances.
* - APR = Annual Percentage Rate | APY = Annual Percentage Yield
** - One offer per unique member number. Valid for new MyLife Checking accounts opened from August 1, 2019, through December 31, 2019. USALLIANCE members with established MyLife or SMA Checking accounts and employees do not qualify for this promotion. MyLife Checking accounts are subject to approval. Minimum recurring payroll direct deposit of $250 per month within 45 days of account opening is required. The payroll direct deposit must be made by an employer, payroll provider, social security or pension via ACH deposit. Bank ACH transfers, account-to-account or person-to-person external or internal ACH transfers, and ACH transfers using online or mobile payment systems (i.e. PayPal, Venmo, etc.) do not qualify as payroll direct deposit. $50 will be deposited to the member’s MyLife Checking account within 90 days of receipt of first direct deposit. USALLIANCE membership must be in good standing to receive the reward credit.
*** - One offer per unique member number. Valid for new USALLIANCE Visa Credit Classic Cards opened from August 1, 2019, through December 31, 2019. Offer is subject to credit approval. Current USALLIANCE credit card holders and employees do not qualify for this promotion. $50 will be credited to the member’s credit card account within 2 billing cycles after first purchase. Purchase is subject to the annual percentage rate (APR). First credit card purchase must post within 60 days of booking the new card to qualify for this offer. USALLIANCE reserves the right to alter promotion timing and conditions without notice. Promotion cannot be combined with any other promotions, referral offers, offers, rates or discounts. Offers subject to change at any time. Restrictions and limitations may apply.
1 - Early Pay Direct Deposit is a benefit provided by USALLIANCE Financial and is not guaranteed; early deposit may be up to two days early of your actual payment settlement day but is contingent upon the receipt and successful processing of the deposit from your payor/employer. USALLIANCE Financial does not have control over when your funds are received from or sent by your payor/employer. For questions regarding your payment date, please speak with your payor/employer.
2 - National Average as of May 1, 2019. Source: CreditCards.com.