Member Benefits

Get paid up to two days early

Who wouldn’t want access to their paycheck two days early? USALLIANCE members get paid up to two days early1 after they set up Direct Deposit through their MyLife Checking Account.

Bank wherever you are with digital banking

Our digital banking platform is among the industry leaders, allowing our members to quickly and easily transfer funds, pay bills, view statements, lock or unlock cards, and much more!

Get your credit score for free

Members can stay on top of their credit score with free monthly updates, and check their credit score in our digital banking platform whenever they want..

New members can get layoff insurance – on us!

USALLIANCE is the first financial institution to offer members the opportunity to receive layoff insurance, in addition to state-funded unemployment insurance, through our exclusive partnership with Quil. Click here for details and see how you can get with your first year of membership free2!

Even though USALLIANCE provides all the products and services typically associated with big banks, our primary focus is always on our members and providing them with the personalized service of a credit union.

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Exclusive Member Deals

Love My Credit Union Rewards

Through Love My Credit Union Rewards, credit union members have saved over $2 billion with offers like:

checkmarkExclusive discount from the TruStage Home & Auto Insurance Program.Learn More
checkmarkMembers save on SimpliSafe, the #1 expert pick for home security.Learn More
checkmarkSave 30% on premium identity protection from Financial Lock.Learn More
checkmarkExclusive access to the Love My Credit Union Rewards Powersports, RV & Boat Buying Program.Learn More
checkmarkSave on car maintenance + get $10 off your first service using CarAdvise.Learn More
checkmarkSave 40% on a 1-year membership to Sam's Club.Learn More
checkmarkBuild your credit history with rent and save up to 30% with Rental Kharma.Learn More
checkmarkSave $40 on Calm, the #1 app for meditation and sleep.Learn More
checkmarkSave on your Travel and Entertainment needs like Car Rentals, Hotels, Theme Parks, Movie Tickets and more!Learn More

Member Education

Financial Planning Services

Whether you’re looking for overall financial guidance, assistance with a specific financial goal or just a second opinion of your current plan, we’re here to help through our partnership with CUSO Financial Services.


Managing your personal finances doesn’t have to be complicated. Learn and explore how to take control of your finances, build wealth, get out of debt, or plan for the future with articles and tips on the USALLIANCE Blog.


Wondering about the maximum mortgage payment you can afford? How about your car loan? Before you jump into a new purchase, we’ll help you plan it out. Try our calculators.

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