--- title: Overdraft Protection & Overdraft Privilege - USALLIANCE description: Be covered when you make a purchase that exceeds the funds in your account or in the event that you overdraw. image: https://go.usalliance.org/hubfs/assets/img/hero/usalliance-overdraft-privilege.jpg --- [![USALLIANCE Logo](https://go.usalliance.org/hs-fs/hubfs/website-images/Landing/logo-usalliance.png?width=300&name=logo-usalliance.png)](https://www.usalliance.org) # Overdraft Protection & Privilege Be in control of your money. Choose what happens in the event that your account is overdrawn. ###### Visa Debit Card ## Overdraft Protection Opt-in and we'll transfer funds from your other USALLIANCE account in the event that you [overdraft](https://go.usalliance.org/hubfs/OverdraftInsert1.pdf). - Make temporary purchases - Protected for just a small fee [![Download Opt-In Form Now](https://no-cache.hubspot.com/cta/default/616968/1cd93084-7735-4ef5-96a5-eacd307bd54b.png)](https://cta-redirect.hubspot.com/cta/redirect/616968/1cd93084-7735-4ef5-96a5-eacd307bd54b) ###### Visa Debit Card ## Overdraft Privilege Be covered if you make a purchase that exceeds the funds in your account. - Applies to accounts in good standing - Coverage at the credit union's discretion [![Download Opt-In Form Now](https://no-cache.hubspot.com/cta/default/616968/b3bf16e1-6a54-4fee-9034-7f6370e2791f.png)](https://cta-redirect.hubspot.com/cta/redirect/616968/b3bf16e1-6a54-4fee-9034-7f6370e2791f) --- Please note that you can opt-out of Overdraft Privilege at any time. Should you no longer wish to take advantage of this service, simply call Member Services at (800) 431-2754 during regular Call Center hours. 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