Member Benefits

Get paid up to two days early

Who wouldn’t want access to their paycheck two days early? USALLIANCE members get paid up to two days early1 after they set up Direct Deposit through their MyLife Checking Account.

Bank wherever you are with digital banking

Our digital banking platform is among the industry leaders, allowing our members to quickly and easily transfer funds, pay bills, view statements, lock or unlock cards, and much more!

Get your credit score for free

Members can stay on top of their credit score with free monthly updates, and check their credit score in our digital banking platform whenever they want..

New members can get layoff insurance – on us!

USALLIANCE is the first financial institution to offer members the opportunity to receive layoff insurance, in addition to state-funded unemployment insurance, through our exclusive partnership with Quil. Click here for details and see how you can get with your first year of membership free2!

Even though USALLIANCE provides all the products and services typically associated with big banks, our primary focus is always on our members and providing them with the personalized service of a credit union.

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Exclusive Member Deals

Love My Credit Union Rewards

Cash Rewards for members with Sprint. USALLIANCE members earn $100 in cash rewards per new line on unlimited lines with Sprint. USALLIANCE members receive a $100 annual loyalty reward every year. Plus 25% off select accessories purchased in Sprint stores.

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Save with ADT. USALLIANCE members are eligible to receive $100 give card and exclusive smoke communicator in addition to the FREE ADT monitored home security system** (valued at $850) with new ADT service. Members must call the program toll free number, 844-703-0123, to receive this special offer.

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Members are eligible to earn cash back for every purchase made from the Love to Shop online mall. Members have access to more than 1,500 online merchants including top national merchants such as Target, Best Buy, Home Depot, Lowes, The Apple Store and more.

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Save on hundreds on car insurance from TruStage Auto and Home Insurance Program. Members can get a FREE no-obligation quote at or by calling 1 (800) 789-6286.

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Enterprise Car Sales Discount Services

Through our partnership with Enterprise Car Sales, USALLIANCE members have access to special rates and exclusive offers.

Member Education

Financial Planning Services

Whether you’re looking for overall financial guidance, assistance with a specific financial goal or just a second opinion of your current plan, we’re here to help through our partnership with CUSO Financial Services.


Managing your personal finances doesn’t have to be complicated. Learn and explore how to take control of your finances, build wealth, get out of debt, or plan for the future with articles and tips on the USALLIANCE Blog.


Wondering about the maximum mortgage payment you can afford? How about your car loan? Before you jump into a new purchase, we’ll help you plan it out. Try our calculators.

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