Membership
Why USALLIANCE?
Member Benefits
Get paid up to two days early
Who wouldn’t want access to their paycheck two days early? USALLIANCE members get paid up to two days early1 after they set up Direct Deposit through their MyLife Checking Account.
Bank wherever you are with digital banking
Our digital banking platform is among the industry leaders, allowing our members to quickly and easily transfer funds, pay bills, view statements, lock or unlock cards, and much more!
Get your credit score for free
Members can stay on top of their credit score with free monthly updates, and check their credit score in our digital banking platform whenever they want..
New members can get layoff insurance – on us!
USALLIANCE is the first financial institution to offer members the opportunity to receive layoff insurance, in addition to state-funded unemployment insurance, through our exclusive partnership with Quil. Click here for details and see how you can get with your first year of membership free2!
Even though USALLIANCE provides all the products and services typically associated with big banks, our primary focus is always on our members and providing them with the personalized service of a credit union.
Exclusive Member Deals
Love My Credit Union Rewards
Cash Rewards for members with Sprint. USALLIANCE members earn $100 in cash rewards per new line on unlimited lines with Sprint. USALLIANCE members receive a $100 annual loyalty reward every year. Plus 25% off select accessories purchased in Sprint stores.
Save with ADT. USALLIANCE members are eligible to receive $100 give card and exclusive smoke communicator in addition to the FREE ADT monitored home security system** (valued at $850) with new ADT service. Members must call the program toll free number, 844-703-0123, to receive this special offer.
Members are eligible to earn cash back for every purchase made from the Love to Shop online mall. Members have access to more than 1,500 online merchants including top national merchants such as Target, Best Buy, Home Depot, Lowes, The Apple Store and more.
Save on hundreds on car insurance from TruStage Auto and Home Insurance Program. Members can get a FREE no-obligation quote at lovemycreditunion.org/trustage or by calling 1 (800) 789-6286.
Enterprise Car Sales Discount Services
Through our partnership with Enterprise Car Sales, USALLIANCE members have access to special rates and exclusive offers.
Member Education
Financial Planning Services
Whether you’re looking for overall financial guidance, assistance with a specific financial goal or just a second opinion of your current plan, we’re here to help through our partnership with CUSO Financial Services.
The USALLIANCE Blog
Managing your personal finances doesn’t have to be complicated. Learn and explore how to take control of your finances, build wealth, get out of debt, or plan for the future with articles and tips on the USALLIANCE Blog.
Calculators
Wondering about the maximum mortgage payment you can afford? How about your car loan? Before you jump into a new purchase, we’ll help you plan it out. Try our calculators.
1 - Early Pay Direct Deposit is a benefit provided by USALLIANCE Financial and is not guaranteed; early deposit may be up to two days early of your actual payment settlement day but is contingent upon the receipt and successful processing of the deposit from your payor/employer. USALLIANCE Financial does not have control over when your funds are received from or sent by your payor/employer. For questions regarding your payment date, please speak with your payor/employer.
2 - One offer per member number. Offer valid only for new MyLife Checking or new MyLife Fresh Start Checking accounts opened on or after January 1, 2023. Use Promo Code 250QUIL to redeem offer. Existing USALLIANCE members with any checking account product are ineligible for this promotion. Members who have had any USALLIANCE checking account product within the previous 12 months are ineligible for this promotion. Members must have enrolled and purchased a Quil Income Protection Membership on or after the account opening date. Eligible members are subject to approval by the Credit Union. Offer subject to change at any time. Restrictions and limitations may apply. MyLife Checking Account and MyLife Fresh Start Checking Account are subject to approval. USALLIANCE reserves the right to alter promotion timing and conditions without notice. Promotion cannot be combined with other offers, rates, or discounts. To qualify for this promotion, the following criteria must be met: 1) A minimum direct deposit of $2000 per calendar month is required for (3) three consecutive months after account opening. Bank ACH transfers, account-to-account or person-to-person external or internal ACH transfers, verification or trial deposits from financial institutions, ACH transfers using online or mobile payment systems (i.e. PayPal, Venmo, etc.), mobile check deposits, and cash loads or deposits do not qualify as direct deposit for the purposes of this promotion. The first qualifying Direct Deposit must be added to the eligible checking account within 60 days of opening. 2) The qualifying account must additionally maintain an average minimum monthly balance of at least $500 OR make at least 25 debit card purchase transactions per calendar month for (3) three consecutive months, beginning within 60 days of account opening. The $250 will be deposited to the member’s qualifying checking account within one statement period after the end of the 3-month introductory period, providing the member has been enrolled with Quil Income Protection Membership for a minimum of 45 days. VISA is not a sponsor of this promotion. USALLIANCE is federally insured by NCUA.